Important information
Investment decisions can have both positive and negative consequences to your long term future. It is very important that you read the following pages carefully.
Choosing an investment
When deciding whether to invest, consider carefully the answers to the following questions that can be found by clicking on the link for each of the pages shown below:
- What sort of investment is this?
- Is this Investment Suitable for Me?
- What is a trading system and why should you invest in one?
- Who is involved in providing it for me?
- Advisor Disclosure Document
- What are the fees & charges?
- How do I open an account?
- What methods do you utilise for investing my money?
- What are my risks?
- Can the investment be altered?
- How do I cash in my investment?
- Who do I contact with enquiries about my investment?
- Is there anyone to whom I can complain if I have problems with the investment?
Engaging an investment adviser
It is a Securities Commission of New Zealand requirement that Strategic Capital Management (SCM) give you a written statement that contains information about the adviser and his or her ability to give advice. You are strongly encouraged to read that document and consider the information in it when deciding whether or not to engage an SCM adviser. Tell the adviser what the purpose of your investment is. This is important because different investments are suitable for different purposes, and carry different levels of risk. The written statement should contain important information about the adviser, including –
- Relevant experience and qualifications, and whether dispute resolution facilities are available to you; and
- What types of investments the adviser gives advice about; and
- Whether the advice is limited to investments offered by one or more particular financial
- institutions; and
- Information that may be relevant to the adviser’s character, including certain criminal convictions, bankruptcy, any adverse findings by a court against the adviser in a professional
- capacity, and whether the adviser has been expelled from, or prohibited from joining, a professional body; and
- Any relationships likely to give rise to a conflict of interest.
Please Click HERE for our Advisor Disclosure Document
The adviser must also tell you about fees and remuneration before giving advice about an investment. The information about fees and remuneration must include –
- the nature and level of the fees you will be charged for receiving the advice; and
- whether the adviser will or may receive a commission or other benefit from advising you.
Please click HERE for information on our fee structure
